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Home > Videos > What are Non Performing Assets (NPAs) - NPA क्या है? जानिए पूरी जानकारी सरल भाषा में!

What are Non Performing Assets (NPAs) - NPA क्या है? जानिए पूरी जानकारी सरल भाषा में!

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When a bank lends money, the borrower supposed to repay the amount in equated monthly installments. If the borrower misses doing so, it is a loss for the bank after being the default of 90 days and it could be considered as Non-Performing assets(NPA) under the bank's loan book. It causes poor recycling of funds, which in turn will harm the distribution of credit. It also brings down the economical sound of the bank. To reduce this NPA banks can either acquire the secured asset mortgaged against the loan or sell the security. In this video, we have given detailed information about NPA

 
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