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Home > Videos > What is the eligibility for loan in banks In HINDI |बैंक से लोन लेने के लिए आवश्यक योग्यता क्या है

What is the eligibility for loan in banks In HINDI |बैंक से लोन लेने के लिए आवश्यक योग्यता क्या है

Whatever loans you have availed from the bank the total loans EMI should not exceed more than 60% of your monthly income.

Home Loan: If you want to avail a home loan from a bank, Then the bank will approve home loan only 3 to 4 times of your annual income.

Car Loan: Total value of your car should not exceed your annual net income. Bank will approve car loan only 70 - 75% of the car value.

Personal Loan: Your Personal loan EMI should not exceed your 5 to 6 months Income.

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