In order to enable Bharat QR code on the smartphone, the cardholder should follow the below-mentioned steps: a) Download the Bank?s Mobile Application, a wallet that supports Bharat QR code from google play store/app store. b) Do one-time registration for linking the credit/debit/pre-paid card with Bank's application c) Go to the merchant store where payments through Bharat QR is accepted d) Click on the Bharat QR icon from the app to make payment through the Bharat QR code.