Generating a credit card PIN at an ATM: Insert credit card in the ATM machine and choose the language of your preference. Click on ?create PIN using One Time Password? Soon after clicking, an ?OTP? will be sent to your registered mobile number. Enter the OTP. Now, type in a PIN of your choice. Re-type the PIN and click on Submit. The bank will then send you a notification that your credit card PIN has been generated. Generating a credit card PIN via net banking account: Log in to the net banking account. Click on ?credit card options? Select ?Change PIN?. The bank will then send you an OTP(One Time Password) to your registered mobile number. Enter the OTP and click on ?continue?. Enter the PIN of your choice. Re-enter the PIN and click on submit. The bank will then send you a notification that your credit card PIN has been generated.