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What are the minimum standards that banks are required to follow when they sell you a home loan?

By IndianMoney , 5 months ago

1. At the time of sourcing the loan, banks are required to provide information about the interest rate applicable, the fees or charges, and any other matter which affects your interest and the same are usually enhanced in the product brochure of the banks. Complete transparency is mandatory. 2. The banks will usually supply you authenticated copies of all the loan documents executed by you at their cost along with a copy each of all enclosures quoted in the loan document on request.

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