1. Any individual aged between 18 years to 70 years are eligible to apply for the scheme. 2. He/she must have a bank account along with their phone number linked to the account. 3. The individual should submit their Aadhaar details while applying for the scheme. This Aadhaar details will be linked to bank account. 4. If any individual has multiple bank accounts of one or different banks, then he/she will be eligible to join the scheme through one bank account only. In the case of a joint account, the scheme benefits can be availed to all the bank account holders. 5. In the case of an NRI beneficiary, the claim benefits will only be provided to the nominee in Indian currency.